Your company is ready. Now make it grow.
Bank account, financing, insurance, marketing and the tools to sell: everything your business needs after it’s formed, with trusted partners and someone by your side at every step.
- Banks for residents and non-residents
- Financing that won’t hurt your credit
- Insurance for your type of business
- Marketing that brings customers
Incorporalia is not a bank, insurer or lender: we work with partners and help you choose and apply.
Open your company’s account, wherever you live
Keeping your personal and business money separate is essential to protect your assets and keep clean books. We’re not a bank: we help you pick the right one, check you have every requirement (EIN, Articles, Operating Agreement, address) and guide you through the application.
Traditional bank
Branches, ATMs and more products (loans, cards). They usually ask for an SSN or ITIN and sometimes an in-person visit: ideal if you live in the US.
Digital bank or fintech
100% online account, often with no monthly fees, built to receive payments from around the world. The best route for non-resident owners.
What they’ll ask for
EIN, your company’s Articles, Operating Agreement, passport or ID, a US business address and sometimes a description of your business and website.
Our partner banks. Each card tells you whether it accepts non-resident owners or US residents only.
Lili
A 100% online business bank account built for freelancers and small businesses. No monthly fees or minimum balance on its basic plan, with a debit card, built-in bookkeeping, expense categorization and automatic tax savings from a single app.
Available to non-residentsOpen account ↗
Mercury
A 100% online business bank account built for startups and companies operating from anywhere in the world. No monthly fees or minimum balance, with domestic and international transfers, debit cards and tools to manage your money from a single app.
Available to non-residentsOpen account ↗
Novo
A 100% online business bank account for small businesses and entrepreneurs in the US. No monthly fees or minimum balance, with free ACH transfers, built-in invoicing and integrations with Stripe, Shopify, QuickBooks and other tools.
For US residentsOpen account ↗
Payoneer
Get paid by clients and marketplaces worldwide in USD and other currencies, and withdraw to your local bank.
Available to non-residentsOpen account ↗Approval and timing depend on each institution, which reviews your application under its own requirements. Some links are affiliate links: they cost you nothing extra.
Capital to grow, without wasting time
A business loan lets you invest in inventory, equipment, staff or marketing without draining your cash. We work with several lenders so you can compare options with one application. Incorporalia is not a lender: we connect you with those who can approve you.
Line of credit
Funds available when you need them, and you only pay interest on what you use. Ideal for cash flow.
Term loan
A fixed amount repaid in installments. For big investments like opening a location or expanding.
Equipment financing
Buy machinery, vehicles or technology: the equipment itself is the collateral.
Revenue advance
Get money today from future card sales or outstanding invoices. Fast, for specific needs.
Free and in 1 minute, even if your company wasn’t formed with us.
One single application. Prequalifying won’t affect your credit score.
We send you the offers that fit your business, usually within 24 to 48 hours.
Amounts, rates and approval depend on each lender and your business history.
Protect what you’re building
A lawsuit, an accident or a theft can cost more than everything you’ve earned. Many clients, contracts and landlords also require insurance. Get a quote online with our partner and choose the coverage your business needs.
General liability
Covers third-party damage: customer injuries, property damage and related lawsuits.
Professional liability
For consultants and services: protects you if a client claims an error or omission.
Business owner’s policy (BOP)
Combines general liability and protection for your location, equipment and inventory in one package.
Workers’ compensation
Required in most states if you have employees: covers medical costs and wages for work injuries.
Commercial auto
For your company’s vehicles: accidents, damage and liability on the road.
Cyber insurance
Protects you against data breaches, online fraud and attacks on your systems.
Get a quote online in minutes with our commercial insurance partner. Coverage based on your business type and state.
More customers, with a team that does the work
Having your company ready is the start: now people need to find you and buy from you. Through our partner agencies, we put a human team to work on your marketing, online and on the street.
Websites
A professional, fast website built to turn visitors into customers.
SEO
Get found on Google, Maps and in AI answers, without paying for ads.
Digital advertising
Google, Meta and TikTok campaigns with a controlled budget and measurable results.
Logo & branding
Your brand’s look: logo, colors and assets so you look professional.
Social media
Content and management of your social channels so your brand is active every day.
Flyers & print
Design, printing and distribution of flyers where your customers are.
Event staff
Staff for trade shows, activations and points of sale who capture leads for you.
BTL activations
Street marketing connected to digital: every contact lands in your CRM.
Everything to sell and serve your customers, in one platform
Stop jumping between apps: the Business Hub brings together your CRM, quotes, invoices, email, WhatsApp and AI agents so you sell more and reply faster.
CRM & customer management
All your contacts, conversations and sales opportunities in one place.
Quotes & invoices
Create quotes, invoice and get paid with Stripe, PayPal or Square.
Email marketing
Send campaigns and automatic follow-ups to customers and prospects.
WhatsApp Business
Serve customers on WhatsApp from the same platform, with your whole team.
AI agents
An assistant that answers messages, books appointments and qualifies leads 24/7.
AI Employee
Your smart employee: handles calls and chats and follows up for you.
Business Hub is powered by Impulzo, our strategic partner.
Build your company’s credit from day one
Business credit is your company’s financial history, separate from your personal credit. A good profile gets you better rates, higher limits and suppliers who sell to you on terms, without putting your personal finances at risk.
In the US it’s tracked by agencies like Dun & Bradstreet (with its PAYDEX score), Experian Business and Equifax Business. You build it like personal credit: with accounts in your company’s name that you pay on time.
If you don’t live in the US you can build it too: what matters is that your company’s details are in order and it has a payment history.
- Get your company and EIN in order, with a business address and phone number in the company’s name.
- Open a business bank account and use only that one for business expenses.
- Get your D-U-N-S number from Dun & Bradstreet: your company’s credit "ID number".
- Open trade lines with suppliers that report (net-30) and pay them before the due date.
- Add a business credit card and keep usage low, ideally under 30%.
- Check your reports every few months and dispute any errors.
Guidance to decide better and grow faster
Forming your company is one step; making it profitable is another. Our coaching programs are personalized and pair you with specialized consultants for the stage you’re at.
If you’re just starting
We help you choose and validate your business idea, define your offer and pricing, and take the first steps in order: the right structure, the permits you need and how to land your first customers.
If your business is running
We review your processes, finances and sales to find where money and time are lost. A concrete plan to organize operations, automate and grow with clear numbers.